GET STARTED

Your next chapter

starts with

one conversation.

Whether you are buying your first home, refinancing, or financing your next investment property, fill out the form and a VOM Mortgage loan officer will be in touch within 24 hours.

Phone

+1 (941) 251-0501

NMLS

#2503260

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WHAT TO EXPECT

After you submit,

here is what happens.

No black box. No waiting around wondering where your file is. From the moment you hit submit to the day you close, here is exactly what the process looks like and how long each stage takes.

01
Application Review
A dedicated loan officer reviews your submission, pulls a soft credit check, and evaluates your profile across our 35+ loan programs to find the right fit for your scenario.
24
Hours
02
Your Loan Officer Reaches Out
Your loan officer introduces themselves, confirms your goals, and walks you through the programs and rates available for your situation. One point of contact, start to finish.
Same
Business Day
03
Pre-Approval Issued
We verify income, assets, and employment then shop our 55+ lender network for the best rate and terms. Your pre-approval letter is issued with your full purchase power.
24-48
Hours
04
Processing and Underwriting
Your file is submitted to underwriting. Our team manages the appraisal, title, and all conditions end-to-end. You receive updates throughout so you always know where things stand.
1-2
Weeks
05
Clear to Close
Final approval issued. We coordinate closing with the title company, review all documents with you, and make sure you are fully prepared for funding day.
Closing
Day

WHERE WE OPERATE

Physical offices.

Unlimited reach.

NEW JERSEY

244 Chestnut St

Suite 203

Nutley, NJ 07110

NMLS #2503260

(201) 555-0100

FLORIDA

7353 International Pl, Unit 301

Lakewood Ranch, FL 34240

NMLS #2503260

(941) 251-0501

LICENSED TO LEND

Nationwide

We lend where the deal is, not just where our office is. Direct licensure and lending partnerships give us market access across the country.

EQUAL HOUSING

Lender

We are committed to fair and equal access to homeownership for every American, without regard to race, color, national origin, religion, or any protected class.

Learn what goes into

building wealth

through real estate.

LICENSED TO LEAD NATIONWIDE THROUGH DIRECT LICENSURE AND LENDING PARTNERSHIP

PHONE: +1 (941) 251-0501

EMAIL: [email protected]

LOAN PROGRAMS

VOM ECOSYSTEM

VOM Mortgage | NMLS #2503260. This is not a commitment to lend. All loans subject to underwriting approval, credit and income verification, appraisal, and satisfactory title. Rates and programs subject to change without notice. Equal Housing Lender. Pre-qualification does not guarantee loan approval. Any pre-qualification is based on a soft credit inquiry and unverified information. © 2025 VOM Mortgage. All rights reserved.